M. Q. A’yuni, M. R. Andika, H. MustofaMustofa, M. R. Firmansyah, S. O. Putri, and R. Adibowo, “ANALYSIS OF THE IMPACT OF DIGITAL RUPIAH ON BANKING SYSTEM STABILITY AND MONETARY POLICY EFFECTIVENESS”, ICOBEST, vol. 9, pp. 869–877, Aug. 2026, doi: 10.34010/icobest.v9i.967.