A’yuni MQ, Andika MR, MustofaMustofa H, Firmansyah MR, Putri SO, Adibowo R. ANALYSIS OF THE IMPACT OF DIGITAL RUPIAH ON BANKING SYSTEM STABILITY AND MONETARY POLICY EFFECTIVENESS. ICOBEST. 2026;9:869-877. doi:10.34010/icobest.v9i.967