Wadiah Products Impact on Third Party Funds at Bank Syariah Indonesia

Abstract

Wadiah is one of the products of Bank Syariah Indonesia that customers are interested in which has the prospect to grow more rapidly.  This study aims to see the effect of wadiah on third party funds.  The data used secondary data in the form of financial statements for two years in line with the establishment of Bank Syariah Indonesia.  The results showed that wadiah products had an effect on third party funds.  The results of data processing show that the trend of wadiah is increasing. The results of the analysis cannot be widely generalised as data is only available for two years.  Changes in economic policy, macroeconomic conditions, or other factors that may affect Wadiah and third party funds were not included in the model.